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If we are unable to contact the recipient directly, we will arrange for delivery through official channels. We will serve the documents publicly – in a legally valid, traceable and reliable manner.

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From the Start to Retirement

Have you met Ida and Konrad yet? This young couple from Saxony joyfully embarks on their professional careers as a doctor and a veterinarian, experiencing ups and downs along the way, until one day they look forward to their upcoming retirement. Always by their side: the Sächsische Ärzteversorgung. You can follow Ida and Konrad’s story in six short videos that take you on a journey through “growing older,” from graduation to starting a family to retirement benefits. Along the way, we’ll present our services and your interactions with the pension fund over time in a concise and entertaining way.

Enrolment in the pension scheme & exemption from contributions

From Start to Retirement - Part 1

Change of pension scheme & contribution types

From Start to Retirement - Part 2

Periods spent raising children & voluntary additional contributions

From Start to Retirement - Part 3

Stays abroad & secondary employment (e.g. emergency medical service)

From Start to Retirement - Part 4

Rehabilitation, occupational disability & survivors' benefits

From Start to Retirement - Part 5

Personal contribution limit & state pension

From Start to Retirement - Part 6

Explanatory videos

In our concise explanatory videos, we explain everything you need to know about membership, dues, and benefits. Take a few minutes to watch them. It’s worth your time. We promise.

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For life's ups and downs – SÄV benefits

Sustainability at the Sächsische Ärzteversorgung

Voluntary additional payments & personal contribution limit

Different retirement ages under the SÄV and DRV

Comparison of the Pension Fund and the German Federal Pension Insurance Fund (DRV)

Notice of Entitlement & Payment Confirmation